What is Riders?
Add-ons like critical illness, accident or waiver of premium.
Short answer
Critical illness riders weaker than a standalone health plan.
Riders when buying a life insurance (india)
Add-ons like critical illness, accident or waiver of premium.
Why it matters: Waiver of premium and accidental disability are often worth it.
Look for: Critical illness riders weaker than a standalone health plan.
Full Life Insurance (India) buying guide