What is Disclosure and Section 45?
Honest answers on health, habits and income.
Short answer
Agents filling forms for you or hiding smoking or illness.
Disclosure and Section 45 when buying a life insurance (india)
Honest answers on health, habits and income.
Why it matters: After 3 years a claim cannot be refused for misstatement, but early claims can.
Look for: Agents filling forms for you or hiding smoking or illness.
Full Life Insurance (India) buying guide