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Blankets and comforters are sold by thickness and print. Warmth is actually a number: of fill for a comforter, rating for a duvet, and fill type — down, or cotton — which decides how it behaves in Delhi winter versus Chennai monsoon.
Quick answer
150–250 fill for most Indian cities.
Microfibre is practical; down needs fill power.
Cotton shells breathe better in humid climates.
Buy a size larger than the bed to avoid tug-of-war.
In the shop
Read these off your phone at the counter. The answer tells you more than the price tag.
1.“What is the fill weight (GSM) and the fill material?”
A good answer: Fill GSM, not total product weight — that's the standard trick here.
2.“Is the shell breathable enough for our winters, and is it washable?”
A good answer: Cotton or microfibre shell, machine washable. Heavy polyester traps sweat.
A few questions about your situation, not about the product.
Add one short need not covered above.
Answer all 3 questions to see the spec sheet to shop with.
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Weight of the filling per square metre, typically 120–500 .
Why it matters
This is the honest warmth number: 120–200 for AC rooms, 200–300 for mild winter, 300–500 for north Indian cold.
What to check
Total product weight quoted instead of fill — ask for the filling weight specifically.
Thermal resistance of a duvet — 4.5 summer, 9–10.5 spring/autumn, 13.5 winter.
Why it matters
Lets you compare two duvets fairly, regardless of loft and marketing words.
What to check
Most Indian homes never need 13.5 except in the far north or hills.
Down/feather, (polyfill), cotton, wool, or a shell-only quilt.
Why it matters
Down is warmest per gram and breathes; is cheap, washable and allergy-safe; cotton dohars suit humid nights.
What to check
'Down-alternative' is polyester. Real down needs fill power, not just weight.
Loft of the down — 550, 650, 800.
Why it matters
Higher fill power gives the same warmth with less weight, so the quilt drapes instead of pressing down.
What to check
Below 550 fill power, down loses its advantage over a good .
The outer cover — cotton, poly-cotton, or downproof cambric.
Why it matters
Breathable cotton shells prevent night sweats; downproof weave stops feathers poking out.
What to check
Polyester shells trap moisture and feel clammy in humid weather.
How the filling is held in place.
Why it matters
Baffle boxes keep loft even; stitch-through creates cold seams where fill is squeezed out.
What to check
Large unstitched channels let the filling migrate into one corner after two washes.
Machine-washable at home vs dry clean only.
Why it matters
A quilt you cannot wash becomes a dust-mite reservoir in a year.
What to check
Check whether it fits in your machine drum — most 6–7 kg washers cannot take a double comforter.
Two mid-warmth layers beat one thick quilt — India's winter is short and uneven.