What is Cashback vs reward points?
Money credited back vs points you redeem.
Short answer
Monthly cashback caps that cut the real rate on big spends.
Cashback vs reward points when buying a credit card (india)
Money credited back vs points you redeem.
Why it matters: Cashback is simple and certain; points can be worth more but need effort.
Look for: Monthly cashback caps that cut the real rate on big spends.
Full Credit Card (India) buying guide